Open-source envelope budgeting

Calm money, one envelope at a time.

Enveo is a mobile-first envelope budgeting app. Open source, self-hosted — your data stays yours.

View on GitHub Join the waitlist
Free when self-hosted · installs as an app (PWA) · works offline
‹August 2026› ✎
✓ All money assigned
↑ $0 ↓ $46
Aug 4 · 13% of month
Quick actions
12 ACCOUNTS · TOTAL $24,618
Checking$1,845.20
Cash$960.15
Card$310.75
Business$1,206.90
Brokerage$8,940.00
Bonds$6,200.00
+ new account
collapse ▴
Reports · Net worthdetails ›
$24,618.40▼ $46.20
‹August 2026› ✎
To be budgeted:✓ All money assigned Suggest
EnvelopeAllocatedAvailable
Savings$0.00 · $15,440.00
Savings↳ +$9,240.000$9,240.00
Bonds↳ +$6,200.000$6,200.00
Everyday spending$1,500.00 · $715.10
‹August 2026› ⋮
Search...
Balance: -$46.20
Today
Yesterday
‹August 2026› ⋮
Net worth
$24,618.40
▼ $46.20 m/m · details ›
Cash flow ‹August›
Last 12 months
-$46.20
Positive months in green, negative in coral — same coding as every bar in this app.
Spending ‹August›
Total spending
$58.60
↓ 100% vs 3-mo median ($123.40)
Category Envelope Group Place
1 mo 3 mo 6 mo 12 mo
Housing$34.20 · 58%
↓ 99% vs 3 mo
Transit$12.40 · 21%
↓ 99% vs 3 mo
Subscriptions$12.00 · 21%
↓ 99% vs 3 mo
Budgets ‹August›
1 over 0 near limit 8 OK
Billsover by $78.20
Food$214.60 left
Housing$524.80 left
Goals ‹August›
Monthly goals
0%
$1,700.00 to go
Emergency fund0% $0.00 / $1,200.00$1,200.00 to go
Vacation fund0% $0.00 / $500.00$500.00 to go
+ 4 envelopes without a goal — set one when editing an envelope.
Month in a nutshell ‹August›
Net for August
-$46.20
income $0.00 · spending $46.20
Day by day
avg $1.50/day · peak: Aug 3 ($34.20)
Most frequent places
Solid security1× · $34.20
YouTube1× · $12.00
Largest expenses
Solid security · Housing$34.20
YouTube · Subscriptions$12.00
Envelope trends ‹August›
Last 6 months
0 rising · 4 falling
Food $0.00↓ 100% vs median
Housing $0.00↓ 100% vs median
Subscriptions $0.00↓ 100% vs median
Bills $78.20↓ 100% vs median
−+$0
Checking · Today
EnvelopeAll ›
Destination accountChange ›
Cash
PlaceWalmartAmazonTransit
Live demo — tap around

Everything a budget needs. Nothing it doesn't.

Envelopes
Give your money a home. Everyday and savings envelopes, carry-over, overspend warnings.
Groceries$155.00 left
Rent$0.00 left
Vacation$640.00 saved
Goals
Monthly targets with progress rings, and one-tap “fill by goals” on payday.
76% $640 of $840
Reports
Spending, cashflow, net worth and a calendar heatmap — a month at a glance.
Housing Food Transit
offline · synced Offline & private A local-first PWA: works without a connection and syncs when you're back.

Your first budget in three steps

01
Add your accounts
Enter your checking, cash and savings with their current balances — no bank connection needed.
Checking$1,845.20 Cash$960.15 Card$310.75
02
Create your envelopes
Split what you have across envelopes — or start from our suggested set and tweak it.
$1,500 → split across envelopes Suggest
Rent$800 Food$500 Fun$200
03
Spend with a plan
Log expenses in seconds; every envelope shows what's really left.
Coffee-$4.50
Food$487.60 left

Yours to run

Enveo is open source. Pick how you want it:

Self-host with Docker Free
docker-compose ships in the repo. Your server, your data, free forever.
$ docker compose up -d
✔ enveo-server started
✔ enveo-web started
➜ ready on http://localhost:8080
Open the repo ›
Railway & PikaPods Soon
Managed setup in 5 minutes, via partner deployments.
Hosted by us Waitlist
No server, no maintenance — we run it for you.
Join the waitlist ›
100%
open source, forever
10
languages in the app
31
currencies supported

Questions

Is Enveo free?
Self-hosted Enveo is free and open source. The hosted version will be a paid subscription — join the waitlist.
Where does my data live?
On your own server, with a local copy on your device. Nothing is sent anywhere else.
How is it different from YNAB?
The same envelope method — but open source, self-hostable and subscription-free when you run it yourself.
Is there a mobile app?
Enveo is a PWA: install it from the browser on iOS or Android. It works offline and syncs later.
Can I import transactions?
Yes — import from screenshots (bank history, Apple Wallet) or backup files.

Want the hosted version?

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